Finding A Quality Short-Term Health Insurance Plan in Florida
Finding effective, quality healthcare insurance in Florida does not have to be complicated. There are several options and plans available for different needs. And there are quite a number of insurers available.
If you are seeking an affordable health insurance plan in Florida, there are a few things you need to know and several factors that need to be understood about healthcare and health insurance before making your healthcare insurance decision.
Can I Get Health Insurance Subsidy?
Whether or not you can qualify for a health insurance subsidy, depends largely upon your income, and the size of your family. Because of the Affordable Care Act (ACA), if your family income falls below a certain pre-determined threshold, you are automatically eligible for insurance premium assistance. How much assistance you receive is entirely dependent upon income and the size of your family. The ACA has derived a complicated formula to determine this. For more information, Healthcare.gov.
Short Term Health Insurance
Florida Short term health insurance may be purchased for an initial term length of 364 days, with an option to renew for up to 36 months. Short-term insurance does not meet the essential requirements of an ACA plan. Consequently, this form of insurance may not be ideal for all health insurance coverage needs. You should make certain to speak with a licensed agent concerning your options before you choose a short term health insurance plan. Below are a few insurers in Florida that provide short term health insurance:
- National General
- Everest Prime
- United Healthcare
- Standard Life
- Companion Life
Before deciding the short term insurance that is best for you, be sure to review all the terms and conditions stated in the insurance policy. After that, you should then choose the one that fits your needs.
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