Short Term Health Insurance In Tampa Florida

Due to recent health insurance legislation changes, short term health insurance is proving to be a pretty attractive option for those who are looking for immediate solutions for health care coverage in Tampa.  There are a lot of American families that have discovered that traditional health insurance is simply not an option.  For most, the reason is affordability.  A short term plan has the capability to suit a family’s health insurance needs while being more reasonably priced.  Also, short term health insurance plans are not so "short" anymore.  In Tampa Florida, you can purchase a short term health insurance plan, and keep it, for as long as three years.

What is Short Term Health Insurance?
The first thing to do is define short term health insurance.  There are two parts to this: What short term insurance was, and what short term insurance is today.
Initially, short term health insurance was designed just for short term situations.  As the name implies, it was a health insurance plan with a short term duration, which ranged from several months to a year.  This type of insurance was for individuals who needed temporary medical insurance or could not afford traditional health insurance.  It was used mostly by employees who frequently changed jobs, employees waiting for their group health insurance plan to kick in, students going out of state to college, or young adults searching for their own insurance because they were no longer covered under their parent's plan.
Insurance coverage was strictly for hospitalization.  Doctor visit benefits, preventative services, or prescription drug benefits, were unheard of.

Things have changed.  Some short term health insurance plans now offer doctor visit copay benefits, preventative services, prescription drug benefits, and more.  There are now short term plans that can be held for up to three years before a new application is needed.  The benefit structure is starting to look a lot like traditional health insurance plans.
Americans have noticed.  Short-term health insurance has become the perfect health insurance solution for a growing number of American families.

How will I know if short term health insurance is the solution I’m looking for?
Figuring out if short-term health insurance is right for you depends on certain factors.  These are some of the common factors why many choose to carry short-term insurance.

• Affordability.  Traditional Health insurance options can be very costly for the kind of coverage a family may need.  A short term health insurance plan might be a more affordable solution.
• Employment Gap.  If you receive health insurance through your employer and are between plans or jobs, short-term health insurance can help cover you and your family.
• Network.  Short-term insurance may help expand your options, if you live in an area with few healthcare providers.

Speaking with a true health insurance specialist will be the best way to sum up all the information you acquired and turn it into a smart health plan choice.  When it comes to choosing the right health care plan, knowledge and expertise are the most important factors.

Sites to visit
Visit: Floridahealthfinder.gov.  Visit this government site to discover what health plans are available in Tampa, Florida. 

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